Études de cas
J.S. Held acquiert Element Forensic Engineering, renforçant ainsi ses capacités dans le domaine de l'assurance pour les pertes matérielles importantes et les sinistres touchant les entreprises de taille moyenne partout au Canada
En savoir plusA 21-location Sonic restaurant franchisee with approximately $20 million in annual sales faced mounting financial pressure due to $15 million of mortgage debt. The business operated in Florida, where same-store sales had declined by more than 10% annually for four consecutive years, leaving certain locations only marginally able to meet their mortgage obligations.
The company's debt structure presented additional challenges. Six separate banks were involved in the capital structure, but there was no formal bank group arrangement or intercreditor agreement governing lender relationships. The largest lender held approximately $10 million of the debt and was facing a hard maturity while seeking an exit from the credit relationship. At the same time, line usage fees and related expenses continued to increase the overall cost of servicing the debt.
Any broad restructuring effort would have required negotiations among all six lenders. Management had already approached existing lenders and multiple regional banks, but had been unable to identify a viable refinancing partner.
Our team was engaged to assist management in developing a refinancing strategy and identifying alternative sources of capital. Our experts quickly assembled a comprehensive refinancing package that included detailed financial information, projections, and store-level profitability analyses designed to provide prospective lenders with a clear understanding of the business and its performance.
Leveraging extensive relationships within the franchise-lending community, the team introduced the opportunity to several regional and national lenders and financial groups focused on franchise finance. Through this process, five major franchise lenders were brought in to evaluate the refinancing opportunity.
Our experts worked closely with prospective lenders to explain the company's complex ownership and real estate structure, helping to accelerate diligence and streamline decision-making. The quality and completeness of the financial package enabled a national franchise lender to quickly gain confidence in the opportunity and move efficiently through the underwriting process.
The result was a rapid refinancing timeline. The selected lender issued a Letter of Intent within two weeks, a commitment letter by week eight, and completed the transaction closing within eleven weeks, including all required title work, appraisals, surveys, and Phase I environmental assessments.
> Services de restructuration de la dette
Lorsqu'une entreprise est en difficulté financière, nos experts en conseil stratégique conçoivent et mettent en œuvre des stratégies de restructuration et de refinancement de la dette adaptées à la situation particulière de l'entreprise. Nous aidons les entreprises de taille moyenne à stabiliser leurs activités, à améliorer leur liquidité et à optimiser leur structure financière.
> Services de redressement et de restructuration
Pour relever les nombreux défis auxquels sont confrontées les entreprises en transition, il est nécessaire d'adopter une approche opérationnelle allant au-delà du simple bilan, afin de minimiser les dégradations et d'ouvrir la voie à une croissance durable. Nous nous appuyons sur des décennies d'expérience dans le domaine du redressement économique, afin d'aider les entreprises en transition à identifier des stratégies pratiques dans le but d'améliorer au plus vite leur rentabilité et leurs liquidités, tout en développant et en exécutant un plan de relance complet, favorisant ainsi la création de valeur à long terme et de manière durable.
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